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Unauthorized overdrafts strip $17.5 billion each year from checking account holders through high fees and unfair practices. Working people struggling to make ends meet bear the brunt of these fees.

We're sorry, the Federal Reserve is no longer taking comments on these proposed rules. Keep up with developments in overdraft lending at http://www.responsiblelending.org/overdraft-loans/. You can tell us your overdraft lending story at If you would like to learn more about ways you can take action, please visit Center for Responsible Lending.